Unlock the power of Digital Spending with PayLoo's Web3 Visa card

You’ve got crypto—Bitcoin, Ethereum, USDT—but using it in the real world feels like a maze. High fees, slow conversions, and clunky processes hold you back. PayLoo changes the game. Our decentralized VISA Card lets you load your assets in minutes and spend them anywhere VISA is accepted—no middlemen, no hassle. Whether you’re a jet-setter, a crypto whale, or just tired of being unbanked, PayLoo is your bridge to financial independence.

Get Started Sign In
credit_cards

+

Satisfied user

Our Solution
icon1
Seamless Crypto Spending

Convert your crypto assets into instant spending power-guickly and easily. No technical expertise needed.

icon2
Multi-Network Top-Ups

Top up your card using popular tokens like BTC, ETH, and USDT across ERC-20, TRC-20, BEP-20, and Polygon networks. Flexibly and Securely.

icon3
Two Tailored Card Tiers

Whether you’re a casual user or a power spender, we’ve got the right solution for everyone. Choose between the Elite or Black card.

icon4
Modern Support, Human Touch

From instant AI assistance to human support when you need it, we’re here. With Privacy at the Core

Your Assets, Your Choice
Our Innovation

Experience seamless crypto spending with the PayLoo Visa Card—no conversions, no complexity. Top up in BTC, ETH, or USDT across multiple networks and choose from flexible card options designed for your lifestyle. With modern support solution, top-tier privacy, and real-world usability, PayLoo redefines how you use your crypto every day.

Our Easy Steps For Registration

Sign up in minutes with our simple registration. Soft KYC process and fast global verification - approved users from all aroud the world.

  • Create Your Account
  • Verify Your Email
  • Submit soft KYC
  • Order your PayLoo card
registration_mobile
download_Img

Fast. Secured. Unstoppable.The Way Crypto Spendnig Should Be

At PayLoo, your security comes first. We don't store your crypto-funds flow securely to our partners, converted to fiat, and loaded onto your card. If anything looks off, you can freeze your card anytime from your dashboard. Your assets stay private, with you in control.

DOWNLOAD THE APP
apple

Download on the

App Store
playstore

GET IT ON

Google Play

Your Digital Assets At a Fingertips. Anytime. Anywhere.

PayLoo, makes your crypto instantly spendable -whether you're grabbing coffee, booking a flight, or shopping online. Our unique metal Visa cards are designed for everyday use and accepted anywhere Visa is accepted worldwide. No manual conversions, no wallets to manage— just a sleek metal card powered by BTC, ETH, and USDT. Backed by real-time security, global access, and zero custodial risk, PayLoo puts your crypto in motion.

mobile
cards

Elite or Black - You Decide

Whether you're new to crypto spending or moving significant value, PayLoo has the perfect card. The Elite Card offers secure, everyday access to digital assets with zero complexity. Looking for more power? The Black Card delivers higher limits, lower fees, and priority processing —built for serious spenders. Both cards are backed by real-time security features, global usability, and the freedom to top up with your favorite tokens.

Elite

Top-Up Monthly Limit: 45,000 USDT
Maximum Limit per Top-Up: 1,500 USDT
Maximum Monthly Spending Limit: 45,000 USDT
Maximum Spending Limit per Transaction: 45,000 USDT
Annual Top-Up Limit: 540,000 USDT
Card Top-Up Fee: 5% + 5 USD
Monthly Card Maintenance Fee: 49 USDT

$

Black

Top-Up Monthly Limit: 175,000 USDT
Maximum Limit per Top-Up: 150,000 USDT
Maximum Monthly Spending Limit: 150,000 USDT
Maximum Spending Limit per Transaction: 150,000 USDT
Annual Top-Up Limit: 2,100,000 USDT
Card Top-Up Fee: 4.5% + 5 USD
Monthly Card Maintenance Fee: 99 USDT

$

Frequently Asked Questions

Got questions? We've got answers. Whether you're curious about top-ups, card limits, fees, or how PayLoo works behind the scenes. Explore our most common questions to get clarity and confidence—fast, simple, and always up-to-date.

PayLoo is a modern crypto Visa card that lets you spend your digital assets like real money—anywhere Visa is accepted. You top up your card using supported cryptocurrencies, and the funds are instantly converted to fiat and loaded onto your card for everyday use.

Nope. Just top up your card in BTC, ETH, or USDT, and PayLoo will convert it to fiat automatically through our partnered banks— no extra steps are needed.

We currently accept:
BTC
ETH
USDT (ERC-20, TRC-20, BEP-20, Polygon)
Always double-check the network before sending to avoid irreversible loss of funds.

Top-ups usually process within 15–20 minutes, but depending on the blockchain, token, or bank hours, it may take up to 24 hours in rare cases.

We offer two options:
Elite Card: Ideal for regular users with standard limits.
Black Card: Designed for high-volume users, offering higher limits, lower fees, and priority processing.

Yes! As long as your country is not on our restricted list, you can register, complete KYC, and order your card from anywhere in the world. We currently serve users in 150+ countries, making PayLoo a truly global solution for secure crypto spending.

Not at all. Register in minutes, verify your email, submit soft KYC, and you're ready. We've designed the process to be smooth, fast, and globally accessible.

Soft KYC is our streamlined identity verification process designed to get you started quickly. You’ll only need to provide:
- A valid government-issued ID
- A proof of address, such as a recent utility bill, bank statement, or credit card statement
No selfie or asset verification is required. Fast, simple, and globally accessible.

No. PayLoo is non-custodial—we don’t hold your crypto. During top-up, funds are sent directly to our banking partners and instantly converted to fiat for your card.

Yes. Your PayLoo dashboard gives you complete visibility into top-ups, spending, fees, and card activity—all in one clean interface.

Immediately log into your PayLoo dashboard, click the three dots on your card, and report it as lost or stolen. Then, open a new support ticket or email [email protected] to request a replacement card.

Absolutely. You can instantly freeze your card from your dashboard at any time by reporting it as lost or stolen to prevent further transactions. This gives you complete control over your account security anytime, anywhere.

Limits vary by card type, but high-level examples include:
Monthly top-up: 175,000 USDT
Per transaction: 150,000 USDT
Monthly spending limit: 150,000 USDT

Elite and Black cards offer different thresholds to match your needs.

Yes. Top-up fee: 4.5% + 5 USD
ATM withdrawal: 1% + 4 USD

While top-up fees are fixed by card tier, the final fee may slightly vary based on the token used, blockchain network, real-time congestion, or conversion rates — these are not hidden fees, but network-based adjustments to ensure secure and timely processing.

Yes. A one-time card activation fee applies:
25 USDT for the Elite Card & Black Card
Monthly card maintenance fees are:
49 USDT for Elite
99 USDT for Black

All fees are clearly displayed—no hidden charges, just full transparency.

Yes. Your PayLoo card works just like a standard Visa card—you can use it for online purchases, subscriptions, and in-store payments globally.

You can choose between a name-on-card or no-name card option during the order process—giving you more flexibility and privacy.

We focus on simplicity, privacy, security, higher limits, and freedom. No crypto expertise needed, no complex conversions, and no custodial risk. Add real-time card control, multi-network top-ups, fast global verification, and transparent fees with no hidden charges—and PayLoo becomes more than just a card. It’s a more innovative, secure way to spend your crypto anywhere.

We only use secure and trusted shipping partners like UPS or FedEx to deliver your PayLoo card. Once your card is shipped, a tracking number will be sent to your mobile phone via SMS using the number you provided during registration—so you’ll always know where your card is.

Yes! With the PayLoo referral program, you can earn rewards by recommending other card users. Share your unique referral link, and when someone signs up, completes KYC, and orders a card, you'll receive rewards. It’s our way of saying thank you for helping grow the PayLoo community.

Referral details and reward amounts may vary—check your dashboard for the latest terms.